I’ve been practicing law for over 30 years, with a focus on Bankruptcy cases since 2009. Today, my speciality is helping individuals, families and small business owners utilize bankruptcy as a solution to resolve financial stress in the most effective way possible.
Bankruptcy is a powerful legal strategy to protect assets and obtain debt relief. Without the protection of bankruptcy laws, creditors will foreclose on property, repossess vehicles or other secured property, and obtain judgments and garnish wages if you have become unable to stay current with payments. Even if the cause is out of your control, the debt burden remains. Honest but unfortunate consumers who qualify can save their homes and cars and get a fresh financial start or debt reorganization through bankruptcy laws.
The fresh financial start helps my clients keep their homes, cars, retirement accounts, and get relief from overwhelming debt. Bankruptcy law prohibits creditors from continuing with the constant calls, letters, and threats. Once a case is filed, they cannot take your car, sell your home, take money from your bank accounts, or notify your employer to take money from your paycheck (wage garnishment).
My clients who filed Chapter 13 were able to catch up on missed mortgage payments, pay past income taxes, and reorganize their finances to achieve financial stability without the fear of objecting or threatening creditors.
I offer a no-charge consultation to help determine if bankruptcy protection or some other strategy will work to help individuals, families and small businesses who are struggling financially. Instead of wondering if bankruptcy is right for you, please call to schedule a consultation that will help you make an informed decision.